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MF Analyzer for Direct Growth Schemes (past Performance)

(All Mutual fund investments are subject to market risk, minimum horzon shall be 3 Years)



No. of Selected Schemes

Return Calculation

AABSOLUTE RETURN TABLE:

CAGR RETURN TABLE:


The tables for absolute returns gives an insight how much money is growing in percentage terms, 100% return means the money has doubled. CAGR is Componded annual growth rate. CAGR is a useful metric that shows the average annual growth rate of an investment over a specific time period, assuming the profits were reinvested each year.
Why Use CAGR

  • Smooths out returns to show a steady growth rate
  • Useful for comparing different investments
  • Avoids misleading results from volatility.

    • MF vs FD Absolute Returns (₹)







    SIP Return Calculation







    SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (usually monthly) in a mutual fund scheme — especially equity funds. It’s like setting up an automatic savings plan that invests in the market over time.

    Feature Description
    Regular Investment You invest a fixed amount (e.g., ₹5,000) every month
    Rupee Cost Averaging You buy more units when prices are low, fewer when prices are high — reducing average cost per unit
    Compounding Effect Earnings are reinvested and grow over time
    Disciplined Saving Encourages consistent investment without trying to time the market


    Month NAV (Price per Unit) Units Bought
    Jan ₹50 100.00
    Feb ₹40 125.00
    Mar ₹25 200.00
    Apr ₹50 100.00
    Total Units 525.00
    Total Invested ₹20,000
    Current NAV ₹50 Value = ₹26,250

    SWP Return Calculation

    (If inception dates not updated,click Extract NAV in Scheme Selection)

    elect Schemes as per inception date (in bracket)







    Complete Month Wise Calculation Table:

    🔁 What is SWP?


    An SWP (Systematic Withdrawal Plan) is a facility that allows you to withdraw a fixed amount regularly (e.g., monthly) from your mutual fund investment — like a reverse SIP. While SIP is for investing regularly, SWP is for withdrawing regularly — making it useful for generating a steady income, especially after retirement.



  • You invest a lump sum (say ₹10 lakhs) in a mutual fund.
  • Then, you automatically withdraw a fixed amount (e.g., ₹10,000 per month).
  • Withdrawals are funded by redeeming units from your fund based on NAV
    • SWP Example Table:
    Month NAV Units Sold Amount Withdrawn Remaining Units
    Jan ₹50 200.00 ₹10,000 10,000 - 200 = 9,800
    Feb ₹40 250.00 ₹10,000 9,800 - 250 = 9,550
    Mar ₹25 400.00 ₹10,000 9,550 - 400 = 9,150
    Apr ₹50 200.00 ₹10,000 9,150 - 200 = 8,950


    SWP FEATURE TABLE


    Feature Description
    Regular Income Withdraw a fixed amount (e.g., ₹10,000) at regular intervals like monthly or quarterly
    Flexible Amount & Schedule You can choose the withdrawal amount and frequency (monthly, quarterly, etc.)
    Capital Preservation Ideal for retirees — generates income while keeping remaining capital invested
    Tax Efficiency Only capital gains are taxed (not the full withdrawal amount), making it more tax-efficient than fixed deposits or pensions

    SIP + SWP Calculation

    (If inception dates not updated,click Extract NAV in Scheme Selection)

    Select Schemes as per inception date (in bracket)

    SIP Parameters

    SWP Parameters




    🔁 What is SIP → SWP?


    SIP → SWP is a smart investment strategy where you first invest via SIP to build wealth over time, and then withdraw through SWP to generate regular income. This is especially useful for long-term planning — like saving for retirement (SIP phase), and then using the accumulated fund as a pension-like income (SWP phase).

    SIP helps you build wealth steadily over time. SWP is more tax-efficient than salary, FD interest, or pensions. SIP benefits from market dips and long-term growth. Ideal for transitioning from working years to retirement income. You control when to stop SIP and when to start SWP, and how much to withdraw


    FeatureDescription
    Wealth CreationSIP helps you build wealth steadily over time
    Tax Efficient Withdrawals SWP is more tax-efficient than salary, FD interest, or pensions
    Rupee Cost Averaging +
    Compounding     		SIP benefits from market dips and long-term growth
    Retirement-Ready Plan Ideal for transitioning from working years to retirement income
    Custom Flexibility You control when to stop SIP and when to start SWP, and how much to withdraw

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    Disclaimer:

    We don't recommend for any scheme. The software gives an insight for various way of analysing the schemes based on past data. The risk profiles are based on standard deviation and is not for any recommendation. For any investment will be solely the user decision or may consult the financial advisors.